12Months daily accounts are designed for issuing the payment just after six months i.e 180 days. In 12 months daily accounts, depositors supposed to wait for 365 days for the payment to receive.

If depositor needs support then he/she has ask either the safe loan or main loan otherwise he/she has to receive the accounts by breakdown the contract which causes 5% extra charges. Sarokar provides three percent profit rate in 12months daily accounts.