9Months daily accounts are designed for issuing the payment just after nine months. Generally, daily depositors supposed to wait for 365 days for the payment to receive. This causes to take either safe or main loan when they require additional cash to reinvest in their business which incur extra costs.

As 9months daily account has the payment system in nine months, so it can reduce the risk and cost of loan and creates opportunity to reinvest the received through the payment after nine months. If depositor needs support then he/she has ask either the safe loan or main loan otherwise he/she has to receive the accounts by breakdown the contract which causes 5% extra charges. Sarokar provides 2 percent profit in nine months daily accounts.